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Managing passwords can be challenging.  We’re strongly encouraged (and often forced) to “create a strong password” when establishing online accounts.  Having an “easy to guess” password could lead to being hacked.  We’re also cautioned to avoid using the same password for each account.  Follow these steps to manage your passwords and help protect yourself from security breaches which, unfortunately, have become all too common.

It’s safe to say that most of us have purchased a gift card or two.  They’re convenient and give the recipient the choice to use as they wish.  They also provide a handy way for cybercriminals to steal money, which is why gift card scams are so common.